As I discuss in my post Personal Monthly Budget, it is essential to keep track of monthly expenses. Keeping a budget doesn’t have to be difficult. Prepare a monthly budget by calculating your income and deduct expenses.
Paying off debt is a constant topic. Whether you have a home, car, property, credit cards, or student loans you have debt if you still owe payments. Unfortunately, debt can sneak up on individuals and families quite unexpectedly.
Holiday gifts and family activities add up during holiday months; therefore, I have listed some of The Best Ways to Save Money for the Holidays. Reviewing your budget before cutting costs encourages better spending in areas that you may have exceeded in previous months.
My husband and I co-own a small business. I had been working two jobs up until last year when I decided to stay home during my daughter’s surgery. Although I still work for my businesses, I have left all other regular hourly jobs.